{"id":9,"date":"2026-11-05T15:27:52","date_gmt":"2026-11-05T15:27:52","guid":{"rendered":"https:\/\/cavewebsites.wpengine.com\/?page_id=9"},"modified":"2026-11-05T15:35:46","modified_gmt":"2026-11-05T15:35:46","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/mividaplanificada.com\/en\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"
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Terms of Service
<\/strong><\/h1>\n

Last Updated: November 3, 2026<\/em><\/p>\n

These Terms of Service (\u201cTerms\u201d) govern your access to and use of Mi Vida Planificada (\u201cMVP\u201d), a product of Social Solutions LLC (\u201cSSL,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d), a company based in Puerto Rico.<\/p>\n

MVP is a digital information organization and planning platform designed to help individuals organize important personal information and documents, maintain information about people in their support circle, and prepare information that may be useful during emergencies, unexpected events, incapacity, and end-of-life planning.<\/p>\n

By creating an account, accessing, or using MVP, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree to these Terms, you should not access or use MVP.<\/p>\n

1. Eligibility and Acceptance of Terms<\/h2>\n

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to create an MVP account.<\/p>\n

By using MVP, you represent that the information you provide in connection with your account is accurate to the best of your knowledge and that your use of MVP complies with these Terms and applicable law.<\/p>\n

If you use MVP on behalf of another person or an organization, you represent that you have the authority necessary to do so.<\/p>\n

2. Purpose and Scope of MVP<\/h2>\n

MVP provides tools for organizing and storing personal information, emergency information, health-related information, contact information, planning information, and documents selected by users.<\/p>\n

MVP is intended to assist with organization, preparedness, and information sharing. MVP does not replace professional services, official government or institutional records, emergency services, or the independent verification of important information.<\/p>\n

Features may differ by subscription level, platform version, device, location, or availability. SSL may add, modify, or discontinue features as described in these Terms.<\/p>\n

3. User Accounts and Account Security<\/h2>\n

You are responsible for maintaining the confidentiality of your account credentials and for activity occurring through your account, except to the extent caused by circumstances for which SSL is legally responsible.<\/p>\n

You agree to use reasonable measures to protect your account, including maintaining secure credentials and not knowingly allowing unauthorized persons to use your credentials.<\/p>\n

You should promptly notify SSL at support@mividaplanificada.com<\/a> if you believe your account or information has been accessed without authorization.<\/p>\n

SSL may require identity or account verification before allowing access to certain information, changing sensitive account settings, processing privacy requests, or assisting with account recovery.<\/p>\n

4. User-Provided Information and Documents<\/h2>\n

You control the information and documents you choose to enter, upload, organize, or store through MVP, subject to these Terms and the functionality of the service.<\/p>\n

You are responsible for reviewing information you maintain in MVP and for keeping information that you rely upon reasonably current, accurate, and complete.<\/p>\n

SSL does not independently verify the accuracy, authenticity, completeness, validity, legal effect, or current status of information or documents uploaded by users.<\/p>\n

Storing, displaying, or sharing a document through MVP does not by itself make that document legally valid, effective, authenticated, executed, filed, recorded, or enforceable.<\/p>\n

5. Information About Other People<\/h2>\n

MVP may allow you to enter or maintain information about family members, emergency contacts, caregivers, healthcare providers, members of your support circle, and other individuals.<\/p>\n

If you provide personal or sensitive information about another person, you represent that you have an appropriate lawful basis, permission, authority, or other right to provide and use that information through MVP.<\/p>\n

You may not use MVP to collect, store, disclose, or access another person’s information unlawfully, deceptively, abusively, or in violation of that person’s rights.<\/p>\n

Where MVP provides invitations, authorization requests, or permission controls, you agree to use those features accurately and in accordance with the authority granted by the other person.<\/p>\n

6. Circle Members and Authorized Access<\/h2>\n

MVP may permit users to designate other individuals as members of a support circle, emergency contacts, authorized users, or similar roles.<\/p>\n

Access rights depend on the features and permissions made available by MVP and the selections made by the applicable user. Inclusion in a user’s circle does not necessarily provide unrestricted access to all information or documents associated with that user.<\/p>\n

You are responsible for carefully selecting individuals to whom you grant access and for reviewing or changing permissions when circumstances change.<\/p>\n

An authorized person’s access to information does not transfer ownership of that information and does not authorize use for purposes unrelated to the permission granted.<\/p>\n

7. Emergency Information and Emergency Access<\/h2>\n

MVP may provide features intended to help users organize or make selected information available for emergency preparedness or emergency access.<\/p>\n

MVP is not an emergency response service and does not monitor users for emergencies. MVP does not contact police, fire, ambulance, medical providers, emergency contacts, or other responders.<\/p>\n

You should not rely on MVP as your only means of storing or communicating information needed during an emergency. In an emergency, contact the appropriate emergency services directly.<\/p>\n

SSL does not guarantee that MVP, a device, internet connection, stored document, emergency card, or authorized user will be available or accessible at the time of an emergency.<\/p>\n

8. Health Information; No Medical Advice or Healthcare Services<\/h2>\n

MVP may allow users to voluntarily store health-related information, including information about medical conditions, medications, allergies, medical equipment, healthcare providers, and other health-related matters.<\/p>\n

MVP is an information organization and planning tool. SSL does not, solely by providing MVP, act as a physician, healthcare provider, health plan, healthcare clearinghouse, or provider of medical diagnosis or treatment.<\/p>\n

Information displayed or stored through MVP is not medical advice and should not be used as a substitute for consultation with qualified healthcare professionals. Do not delay or disregard professional medical advice because of information contained in or accessible through MVP.<\/p>\n

Health-related information maintained in a consumer application such as MVP may not be protected by HIPAA in the same manner as protected health information maintained by a HIPAA-covered entity or its business associate. Other federal or applicable privacy and consumer-protection requirements may nevertheless apply.<\/p>\n

9. No Legal Advice or Legal-Document Validation<\/h2>\n

MVP does not provide legal advice, legal representation, or notarial services.<\/p>\n

Information, guides, prompts, checklists, or organizational tools made available through MVP are for general informational and planning purposes and are not a substitute for advice from a qualified attorney or other appropriate professional.<\/p>\n

The presence, storage, organization, or sharing of a will, power of attorney, advance directive, declaration, authorization, contract, beneficiary designation, or other legal document through MVP does not establish its legal validity, enforceability, authenticity, completeness, execution, or effectiveness.<\/p>\n

Users are responsible for satisfying applicable requirements relating to signatures, witnesses, notarization, filing, recordation, delivery, capacity, form, or any other legal formality.<\/p>\n

10. No Financial, Tax, or Insurance Advice<\/h2>\n

MVP does not provide investment, financial, accounting, tax, or insurance advice.<\/p>\n

Information concerning assets, accounts, insurance policies, beneficiaries, financial contacts, or similar matters stored or displayed through MVP is intended for organization and planning purposes.<\/p>\n

Users should consult appropriately qualified professionals regarding financial, tax, insurance, estate-planning, or similar decisions.<\/p>\n

11. User Responsibilities<\/h2>\n

You agree to use MVP responsibly and only for lawful purposes. You are responsible for the content you submit and for ensuring that your use of the service does not violate the rights of others.<\/p>\n

You are responsible for maintaining independent access to originals or other appropriate copies of documents that are important for legal, medical, financial, insurance, identification, or emergency purposes. MVP should not be treated as the sole repository for irreplaceable records.<\/p>\n

You are responsible for reviewing whom you have authorized to access information and for updating permissions when relationships, responsibilities, or circumstances change.<\/p>\n

12. Prohibited Uses<\/h2>\n

You may not use MVP to: violate applicable law or the rights of another person; impersonate another person or misrepresent your authority; obtain or disclose information without appropriate authorization; upload malicious code or interfere with the security or operation of MVP; attempt to bypass access controls; use automated means to access the service in an unauthorized manner; harass, exploit, threaten, defraud, or harm another person; or use MVP for any unlawful or fraudulent purpose.<\/p>\n

SSL may investigate suspected misuse and may restrict or suspend access when reasonably necessary to protect users, the service, or the rights of others, subject to applicable law.<\/p>\n

13. Privacy and Data Protection<\/h2>\n

SSL’s collection, use, sharing, retention, and protection of personal information through MVP are described in the MVP Privacy Policy, which should be read together with these Terms.<\/p>\n

Certain features may require separate notices, permissions, or consents, particularly when sensitive information or information concerning another individual is involved.<\/p>\n

If these Terms and the Privacy Policy address the same privacy matter differently, the Privacy Policy will control with respect to SSL’s handling of personal information, subject to applicable law.<\/p>\n

14. Third-Party Services<\/h2>\n

MVP may contain links to, integrate with, or rely upon services provided by third parties, such as hosting, authentication, communications, document storage, or other technology providers.<\/p>\n

Third-party services may be governed by their own terms and privacy practices. SSL is not responsible for independent third-party services that are outside SSL’s control, except to the extent responsibility cannot lawfully be excluded.<\/p>\n

Your use of a third-party service may require you to agree separately to that provider’s terms.<\/p>\n

15. Service Availability, Changes, and Maintenance<\/h2>\n

SSL intends to provide a reliable service but does not guarantee that MVP will be continuously available, uninterrupted, error-free, or compatible with every device, browser, network, or third-party service.<\/p>\n

MVP may be temporarily unavailable because of maintenance, updates, security measures, technical problems, third-party outages, events beyond reasonable control, or other operational needs.<\/p>\n

SSL may modify, improve, replace, or discontinue features. When a material change significantly affects an existing paid service or users’ ability to access stored information, SSL will provide notice when reasonably practicable and as required by applicable law.<\/p>\n

16. Suspension and Termination<\/h2>\n

You may stop using MVP at any time and may request account closure as provided through the service or by contacting SSL.<\/p>\n

SSL may suspend or terminate access when reasonably necessary because of a material violation of these Terms, fraud, unlawful activity, a significant security risk, nonpayment of applicable fees, or conduct that threatens MVP, its users, or third parties.<\/p>\n

SSL may provide notice and an opportunity to address the issue before termination when reasonably practicable. Immediate action may be taken when reasonably necessary for security, legal, fraud-prevention, or safety reasons.<\/p>\n

17. Account Deletion and Data Retention<\/h2>\n

Requests to delete an account or personal information will be handled in accordance with the MVP Privacy Policy, applicable law, legitimate security and recordkeeping requirements, and the technical operation of backups and related systems.<\/p>\n

Closing an account may result in loss of access to information and documents associated with that account. Before closing an account, users should retain any information or documents they may need outside MVP.<\/p>\n

Some information may be retained when reasonably necessary to comply with legal obligations, resolve disputes, enforce agreements, protect against fraud or abuse, or maintain appropriate security records.<\/p>\n

18. Incapacity and Death of an Account Holder<\/h2>\n

Because MVP supports end-of-life and contingency planning, SSL may establish procedures for handling accounts when an account holder becomes incapacitated or dies.<\/p>\n

Access by a designated person, personal representative, executor, administrator, guardian, attorney-in-fact, or other individual will depend on the account holder’s settings, the functionality of MVP, applicable law, and any documentation reasonably required by SSL to verify identity and authority.<\/p>\n

SSL does not determine inheritance rights, the validity of testamentary documents, fiduciary authority, legal capacity, or disputes among family members or other claimants. SSL may restrict access or require additional documentation when authority is unclear or disputed.<\/p>\n

Nothing in these Terms guarantees that a particular person will receive access to an account after incapacity or death. Access is governed by the account holder\u2019s settings, MVP\u2019s current functionality, applicable law, and verification of the requesting person\u2019s authority.<\/p>\n

19. Intellectual Property<\/h2>\n

MVP, including its software, design, branding, logos, interfaces, original content, and related intellectual property, is owned by or licensed to SSL and is protected by applicable intellectual property laws.<\/p>\n

Subject to these Terms, SSL grants you a limited, personal, non-exclusive, non-transferable, revocable right to access and use MVP for its intended purposes.<\/p>\n

You retain any rights you otherwise hold in information and documents you submit to MVP. You grant SSL the limited rights reasonably necessary to host, process, display, transmit, back up, and otherwise handle that content solely to operate, secure, and provide MVP in accordance with these Terms and the Privacy Policy.<\/p>\n

20. Disclaimers<\/h2>\n

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MVP IS PROVIDED ON AN \u201cAS IS\u201d AND \u201cAS AVAILABLE\u201d BASIS. SSL DOES NOT WARRANT THAT MVP WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, OR THAT INFORMATION PROVIDED BY USERS OR THIRD PARTIES WILL BE ACCURATE, COMPLETE, CURRENT, OR LEGALLY EFFECTIVE.<\/p>\n

SSL DOES NOT WARRANT THAT MVP WILL SATISFY EVERY USER’S PARTICULAR LEGAL, MEDICAL, FINANCIAL, INSURANCE, ESTATE-PLANNING, OR EMERGENCY-PREPAREDNESS NEEDS.<\/p>\n

NOTHING IN THESE TERMS EXCLUDES WARRANTIES, GUARANTEES, OR OTHER RIGHTS THAT CANNOT LAWFULLY BE DISCLAIMED.<\/p>\n

21. Limitation of Liability<\/h2>\n

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SSL AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO THE USE OF OR INABILITY TO USE MVP, INCLUDING LOSS OF DATA, LOSS OF PROFITS, OR LOSS OF BUSINESS OPPORTUNITY, EXCEPT WHERE SUCH A LIMITATION IS PROHIBITED BY LAW.<\/p>\n

SSL’S LIABILITY WILL NOT BE LIMITED TO THE EXTENT THAT APPLICABLE LAW DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY, INCLUDING LIABILITY THAT CANNOT LEGALLY BE WAIVED.<\/p>\n

22. Indemnification<\/h2>\n

To the extent permitted by applicable law, you agree to be responsible for claims, losses, or expenses arising from your unlawful use of MVP, your material violation of these Terms, or your violation of another person’s rights.<\/p>\n

This provision does not require you to indemnify SSL for conduct for which SSL is legally responsible, and it applies only to the extent enforceable under applicable law.<\/p>\n

23. Changes to These Terms<\/h2>\n

SSL may update these Terms to reflect changes in MVP, business practices, legal requirements, security needs, or other operational considerations.<\/p>\n

The updated Terms will display a revised \u201cLast Updated\u201d date. SSL will provide any notice required by applicable law.<\/p>\n

Changes requiring affirmative consent under applicable law will take effect only after the required consent is obtained.<\/p>\n

24. Governing Law and Jurisdiction<\/h2>\n

These Terms are governed by the laws applicable in the Commonwealth of Puerto Rico and applicable federal law, without regard to conflict-of-law principles, except to the extent another law must apply and cannot lawfully be waived.<\/p>\n

Subject to any non-waivable consumer rights or jurisdictional requirements, disputes arising from these Terms or MVP will be brought before courts of competent jurisdiction in Puerto Rico.<\/p>\n

Nothing in these Terms limits any rights or remedies available to a consumer under applicable law that cannot be waived by contract.<\/p>\n

25. General Provisions<\/h2>\n

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law, and the unenforceable provision will be interpreted or modified only to the extent necessary to make it enforceable where permitted.<\/p>\n

SSL’s failure to enforce a provision of these Terms does not waive its right to enforce that provision later.<\/p>\n

These Terms, together with the Privacy Policy and any additional terms expressly applicable to a particular MVP feature or paid service, constitute the agreement governing your use of MVP with respect to their subject matter.<\/p>\n

26. Contact Us<\/h2>\n

Questions regarding these Terms may be directed to:<\/p>\n

MVP \u2013 Mi Vida Planificada
<\/strong>A product of Social Solutions LLC
PMB #378, 1353 Road #19, Guaynabo, PR, 00966
Puerto Rico
Email: support@mividaplanificada.com<\/a>

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